Last Updated: November 2026

Milestone Certified Trades (MCT) standardises project safety across the Australian residential trade sector through our strict consumer capital safeguarding mechanism.
This disclosure statement sets forth the operational mechanics of the platform's multi-step payment system.

1. Capital Separation

Homeowners utilizing an MCT Elite Specialist are protected against upfront default.
No capital or initial deposit is sent directly to the contractor’s commercial bank accounts.
Instead, funds are securely routed into an independent, third-party escrow container setup specifically for the project blueprint.

2. The Milestone Safeguard Ratio

All structural quotes managed via the MCT ecosystem enforce fixed structural caps
to protect your liquid capital.

* 10% Commencement Deposit Cap:
Safely locks down your project line in the schedule.

* 40% Progress Escrow Container:
Funded to cover physical material stages, held independently.

* 50% Site Walk Inspection Allocation:
Only authorized for release upon complete client sign-off.

3. Independent 48-Hour Site Arbitration

In the event of a structural variation, design dispute, or an on-site milestone disagreement between a homeowner and an Elite Specialist, neither party may unilaterally freeze or claim the escrowed capital.

* MCT maintains an independent network of qualified on-the-ground site inspectors.

* Upon a dispute trigger, an inspector will be dispatched within 48 business hours to audit physical progress against the contract specifications.

* The independent inspector’s site verification report acts as the binding mechanism to resolve, release, or modify the release of the escrowed milestone block.